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Babysitter & Nanny Liability Insurance

Peace of mind with every booking.

Public Liability

$10 million public liability insurance cover for bookings conducted through Effly.

Professional Indemnity

$10 million professional indemnity insurance cover for bookings conducted through Effly.

No Extra Cost

Included in the standard rate for every booking, no extra costs apply.

Summary of Effly's Insurance Policy

Public Liability Insurance
Subject to the policy terms and conditions always (including payment of an excess), Liability Insurance is secured and extended to cover all Childcare Providers anywhere in Australia while they are providing Childcare Services - ONLY when arranged and paid through the Effly website or app. Childcare Providers are covered against legal liability from any demands for compensation arising from any actual or alleged negligence resulting in personal injury and/or property damage to any third parties. The policy also includes cover for the Childcare Provider's legal defence costs.

The following services are covered: rendering of supervision, education and related care services to children ONLY when arranged and paid via the Effly website or app.

Professional Indemnity Insurance
Subject to the policy terms and conditions always (including payment of an excess), Professional Indemnity Insurance is secured and extended to cover all Childcare Providers anywhere in Australia while they are providing Childcare Services - ONLY when arranged and paid through the Effly website or app. Childcare Providers are covered against legal liability from any demands for compensation arising from any actual or alleged financial loss, personal injury and/or property damage to any third parties (caused by the professional services of rendering of supervision, education and related care services to children ONLY when provided via the Effly platform).

Policy Limits
The Combined Professional Indemnity and Liability Policy is via certain Underwriters at Lloyd’s with a Limit of $10,000,000 any one Occurrence for Public & Products Liability and $10,000,000 any one Claim under the Professional Indemnity section of cover.

Details of the Policy and its full terms, conditions and exclusions is available to registered users of Effly upon request.

Important Notice

Please note this is a summary of the Effly third party combined professional indemnity and liability insurance policy ONLY. Nothing contained herein is general or personal advice. Furthermore, it is declared and agreed that nothing contained in this summary should be understood to be an express or implied condition, term or exclusion which forms part of the Insurer Policy terms and conditions or be relied upon in the event of a Claim. Please contact Effly for access to the Certificate of Currency and/or Insurance Policy Schedule and/or Policy Wording for information as to the specific coverage, terms, conditions and exclusions afforded by the Insurer in the event of an incident, occurrence or Claim. Please also note that each Claim is subject to an Excess payable by the childcare providers - full details of the Policy, its coverage and exclusions including the applicable excess details are available on request by the Effly user.

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